Built for regulated lending & risk

نبض · Pulse of Every Process

Process intelligence with regulatory conformance built in.

Nabd mines your event logs to surface process inefficiencies, regulatory violations, and peer benchmarks — then delivers the findings in board-ready reports. Conformance packs configurable for any regulator or jurisdiction.

On-premise & in-region data-sovereign deployment available
Standards-based & regulator-ready
Configurable regulatory packsIEEE 1849 (XES) · BPMN 2.0Multilingual reports · Arabic & EnglishIn-region data residency

Seven lenses on every process

From discovery to AI-guided recommendations — each view built around how lending and risk teams actually work.

Programme oversight

One programme. Many originating partners. One view.

Government and development-finance programmes are delivered through a network of originating lenders — each with its own systems, its own service standards, and its own reading of the rules. Nabd consolidates the event trail from every participating partner into a single programme view, so the programme owner can compare turnaround, conformance and drop-off partner by partner, on identical definitions.

Partner scorecard

Rank every originating partner on turnaround, conformance rate, approval and drop-off — measured the same way, from the same event log.

Programme rules alongside regulation

A case can satisfy the regulator and still breach the programme's own eligibility or service-level criteria. Both rule sets run over the same log.

Attribution on every event

Each event carries its originating partner, so a bottleneck traces back to the partner, the branch, and the step that caused it.

Applicant drop-off

See where applicants leave the funnel — and whether the cause is programme design or one partner's execution.

Built for housing and real-estate development funds, SME guarantee and financing schemes, subsidised lending programmes, and any aggregator disbursing through third-party originators.

How it works

From event log to action in four steps

No process-mining PhD required. Upload your data and Nabd does the discovery, the checking, and the reporting.

01

Upload event log

Import a CSV or XES file. Select the process type — retail lending, SME lending, collections, or a partner-delivered programme.

02

Discover the process

Nabd mines the real as-is flow, variants, and bottlenecks automatically.

03

Check conformance

Every case is tested against your regulatory reference model and flagged.

04

Get the report

Export a bilingual, board-ready PDF with findings and recommendations.

Plans

Built to match how you deploy

From a shareable cloud proof-of-value to a fully air-gapped, data-sovereign install inside your bank.

Starter

For a first proof-of-value engagement, cloud-hosted.

Talk to us

  • Single process type
  • Cloud-hosted demo URL
  • AI Advisor (cloud)
  • English reports
Start a POV
Most popular

Professional

For lenders running process intelligence in production.

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  • Multiple process types
  • Full regulatory conformance suite
  • Programme & partner oversight
  • Bilingual & Arabic board reports
  • Priority support
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Enterprise & Sovereign

For banks requiring data residency or air-gapped operation.

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  • On-prem or in-region cloud
  • Local LLM (air-gapped)
  • SSO & audit export
  • Dedicated support
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Learning & development

Nabd Practice Lab

Build practical process-mining skills with the Nabd Foundation Course, a concise starting point for learning the fundamentals.

Explore the foundation course

See your own process, mined in days.

Bring a sample event log and we'll show you the variants, bottlenecks, and regulatory findings hiding in your lending data.

Request a demo